TransferWise is an Estonian developed and UK-based peer-to-peer money transfer service launched in January 2011 by Kristo Kaamann and Taavet Hinrikus with headquarters in London and offices in Tallinn and New York. More than 3 billion EUR has been transferred through TransferWise. TransferWise supports more than 300 currency routes across the world. Sending money abroad is deceptively expensive, thanks to the hidden charges we've all been forced to pay. The banks claim "free money transfers", "0% commission." Sounds like money's already flowing freely, but far from it. It's pure propaganda. TransferWise removes all the wrongness, letting people send money abroad at the lowest possible true cost. Using only real exchange rates and tiny not-hidden-fees. Headaches averted, and a revolution sparked.